The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 21, 2021

Filed:

Jul. 16, 2019
Applicant:

Qualcomm Incorporated, San Diego, CA (US);

Inventors:
Assignee:

QUALCOMM Incorporated, San Diego, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04M 1/725 (2006.01); H04W 4/24 (2018.01); G06Q 40/02 (2012.01); H04M 15/00 (2006.01);
U.S. Cl.
CPC ...
H04M 1/72577 (2013.01); G06Q 40/02 (2013.01); H04W 4/24 (2013.01); H04M 15/51 (2013.01);
Abstract

A mobile device may be configured to determine, in a secure portion of the mobile device, whether a non-volatile indication (e.g., a fuse or non-volatile bit or flag) allocated to lender binding has been set. A mobile device processor may query a payment server associated with a lender of the mobile device to determine a next payment due date in response to determining that the non-volatile indication allocated to lender binding has been set, and select an operating mode for the mobile device based on a difference between the next payment due date and the current date.


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