The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 21, 2021

Filed:

Apr. 07, 2016
Applicant:

Omnyway Inc., Redwood City, CA (US);

Inventors:

Mohammad Khan, San Jose, CA (US);

Ashok Narasimhan, San Francisco, CA (US);

William N. Melton, San Francisco, CA (US);

Assignee:

Omnyway, Inc., Redwood City, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 10/08 (2012.01); G06Q 20/38 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06Q 10/083 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3272 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); G06Q 30/0226 (2013.01);
Abstract

According to one aspect, the subject matter described herein includes a method for using a mobile device to effect a secure electronic transaction. In one embodiment, the method includes, at a mobile backend server comprising one or more processors: receiving, from a mobile device of a user that is engaged in or desires to engage in an electronic transaction with an entity other than the user, first information that identifies the user and second information that directly or indirectly identifies the electronic transaction, wherein the second information does not contain payment information for the user; using the first information to identify the user; determining user payment information for the identified user; using the second information to identify a target for the payment information; and sending the user payment information to the identified target for use to initiate the electronic transaction.


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