The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 14, 2021
Filed:
Oct. 04, 2019
The Toronto-dominion Bank, Toronto, CA;
Rajeev Kumar Gandhi, Mississauga, CA;
Noemi Colmenar-Miranda, Toronto, CA;
Danielle Marie Pinnock, Ajax, CA;
William Joseph McLellan, Rodney, CA;
Richard Titus Szvath, Mississauga, CA;
Liliya Kaminskaya, Toronto, CA;
Jennifer Amaral, Oakville, CA;
The Toronto-Dominion Bank, Toronto, CA;
Abstract
An authorization control network includes an attribute control server and an authorization server. The attribute control server is configured to receive from a communications device a credential and a modification request that includes an account identifier, determine a cardholder attribute from the credential, determine an account attribute associated with the account identifier in a card profile database, determine that the cardholder attribute matches the account attribute, and transmit the modification request to the authorization server. The authorization server is configured to update a limit value with the account identifier in a limit profile database, receive from a POS device an authorization request that includes the account identifier and an authorization value, determine the limit value associated with the account identifier in the limit profile database, generate an authorization response indicating whether the authorization value exceeds the limit value, and transmit the authorization response to the POS device.