The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 14, 2021
Filed:
Jul. 17, 2015
Applicant:
Mastercard International Incorporated, Purchase, NY (US);
Inventor:
Cristian Radu, Beauvechain, BE;
Assignee:
Mastercard International Incorporated, Purchase, NY (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01); G06Q 20/32 (2012.01); H04W 12/30 (2021.01); H04W 12/04 (2021.01); H04L 29/06 (2006.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06Q 20/32 (2013.01); G06Q 20/36 (2013.01); G06Q 20/363 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 20/388 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/40145 (2013.01); H04W 12/35 (2021.01); G06Q 2220/00 (2013.01); H04L 63/0861 (2013.01); H04L 2463/082 (2013.01); H04W 12/04 (2013.01); H04W 12/06 (2013.01);
Abstract
A method of performing a payment transaction employing a two-factor authentication mechanism. The method includes engaging in cryptographic processing with a cryptographic function having a secret key encoded therein. The cryptographic function is stored in a computing device. The secret key serves as a first authentication factor. The method further includes utilizing a second authentication factor in performing the payment transaction.