The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 07, 2021

Filed:

May. 06, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Manu Kurian, Dallas, TX (US);

Gopikrishna Nemalikanti, Frisco, TX (US);

Saritha Vrittamani, Plano, TX (US);

Jayachandra Varma, Irving, TX (US);

Jason T. Findley, Jacksonville, FL (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 12/911 (2013.01); H04L 12/803 (2013.01); H04L 12/26 (2006.01); H04L 12/805 (2013.01); H04L 12/24 (2006.01);
U.S. Cl.
CPC ...
H04L 47/726 (2013.01); H04L 41/22 (2013.01); H04L 43/0876 (2013.01); H04L 43/16 (2013.01); H04L 47/125 (2013.01); H04L 47/365 (2013.01); H04L 47/822 (2013.01); H04L 47/823 (2013.01); H04L 47/828 (2013.01);
Abstract

Systems and methods for self-referencing utilization calculation and dynamic resource allocation for digital transmissions are provided. Systems may include a target resource module configured to derive and store a target resource allocation for each sender from a plurality of senders. Systems may include a cost-calculation engine configured to generate a resource cost estimate for a transmission based on metadata associated with the transmission, and embed the resource cost estimate in the metadata. Systems may also include a resource allocation module configured to allocate digital resources for the transmission based on the metadata. Allocating digital resources for the transmission may reserve the digital resources for the transmission and prevent overloading of the digital resources.


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