The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 07, 2021

Filed:

Jun. 01, 2016
Applicant:

Tencent Technology (Shenzhen) Company Limited, Shenzhen, CN;

Inventors:

Guoguo Liu, Shenzhen, CN;

Yi Wu, Shenzhen, CN;

Chen Gong, Shenzhen, CN;

Wenjing Zhang, Shenzhen, CN;

Jinming Zhang, Shenzhen, CN;

Jinwen Tan, Shenzhen, CN;

Yixin Guo, Shenzhen, CN;

Wa Ye, Shenzhen, CN;

Liang Hou, Shenzhen, CN;

Zhenyu Xu, Shenzhen, CN;

Bin Zhang, Shenzhen, CN;

Wei Chen, Shenzhen, CN;

Haojian Zheng, Shenzhen, CN;

Yingyi Jiang, Shenzhen, CN;

Lingyun Song, Shenzhen, CN;

Nan Jiang, Shenzhen, CN;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/22 (2012.01); G06Q 20/10 (2012.01); G06Q 20/24 (2012.01); G06Q 40/02 (2012.01); G06Q 20/32 (2012.01); H04L 12/58 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/351 (2013.01); G06Q 20/10 (2013.01); G06Q 20/22 (2013.01); G06Q 20/24 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/354 (2013.01); G06Q 40/02 (2013.01); H04L 51/046 (2013.01); H04L 51/36 (2013.01);
Abstract

Device, system and method for creating virtual credit are provided. The method includes acquiring user real-name information from a user interface by a terminal device, wherein an electronic exchange account associating with the acquired user real-name information is not saved in a first server; sending the user real-name information to a second server; detecting if a credit card account associating with the user real-name information is saved in the second server, and creating a virtual credit card account if the credit card account is saved in the second server; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.


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