The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 07, 2021

Filed:

Dec. 05, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Michael E. Toth, Charlotte, NC (US);

Xianhong Zhang, Issaquah, WA (US);

Hitesh Shah, Seattle, WA (US);

Srinivasa Rao Goriparthi, Bellevue, WA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/41 (2013.01); H04L 29/06 (2006.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06F 21/316 (2013.01); G06F 21/41 (2013.01); G06N 20/00 (2019.01); H04L 63/0815 (2013.01); H04L 63/0876 (2013.01); H04L 63/102 (2013.01);
Abstract

Aspects of the disclosure relate to processing authentication requests to secured information systems using machine-learned user-account behavior profiles. A computing platform may receive an authentication request corresponding to a request for a user of a client computing device to access one or more secured information resources associated with a user account. The computing platform may capture one or more behavioral parameters and may authenticate the user of the client computing device to the user account based on the one or more behavioral parameters and one or more authentication credentials. The computing platform then may generate and send one or more authentication commands directing an account portal computing platform to allow access to the one or more secured information resources. Subsequently, the computing platform may capture activity data associated with one or more interactions in a client portal session and may update a behavioral profile associated with the user account.


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