The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 31, 2021
Filed:
Jan. 16, 2020
Applicant:
Aci Worldwide Corporation, Elkhorn, NE (US);
Inventor:
Vladimir Ivakhnenko, Elkhorn, NE (US);
Assignee:
ACI Worldwide Corporation, Elkhorn, NE (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06N 20/00 (2019.01); G06F 16/23 (2019.01); G06F 16/28 (2019.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 16/2379 (2019.01); G06F 16/285 (2019.01); G06N 20/00 (2019.01); G06Q 40/02 (2013.01);
Abstract
A system and method for detecting fraudulent transactions of incremental transactions via incrementally training classifiers on a number of data subsets to obtain transaction label predictions. Recent information on fraudulent transactions is implemented to update the classifiers, thereby eliminating the problems of concept drift and verification latency. Some of the incremental transactions may be labeled as fraudulent according to the incrementally modified classifiers and thereby rejected.