The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 31, 2021

Filed:

Aug. 04, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Arunmurthy Gurunathan, Pune, IN;

Ravi Pareek, Pune, IN;

Ganesh Shinde, Pune, IN;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); G06K 9/00 (2006.01); H04N 5/225 (2006.01); G06Q 20/38 (2012.01); G06K 9/62 (2006.01); G06F 21/00 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06K 9/00288 (2013.01); G06K 9/6202 (2013.01); G06Q 20/388 (2013.01); H04N 5/2258 (2013.01); H04N 5/2253 (2013.01);
Abstract

A method and system are provided for authorizing an electronic transaction between two entities. The method includes receiving, at a verification module, coincidentally captured facial image data relating to both of the two entities and authenticating each of the two entities based on a comparison between the coincidentally captured facial image data and respective facial image templates relating to each of the two entities enrolled in a database. The method also includes retrieving, from the database, account data relating to each of the two entities based on the coincidentally captured facial image data, on determining that each of the two entities are positively authenticated, and generating an authorization message for authorizing the electronic transaction, where the authorization message comprises the account data relating to each of the two entities retrieved from the database.


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