The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 31, 2021

Filed:

Jun. 29, 2017
Applicant:

Ipco 2012 Limited, London, GB;

Inventors:

Daniel Ginger, Rickmansworth, GB;

Christopher Kendall, Rickmansworth, GB;

Assignee:

IPCO 2012 LIMITED, London, GB;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 16/27 (2019.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 40/02 (2012.01); G06F 16/23 (2019.01); G06Q 10/10 (2012.01); H04L 12/741 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06F 16/23 (2019.01); G06F 16/27 (2019.01); G06Q 10/10 (2013.01); G06Q 20/027 (2013.01); G06Q 20/108 (2013.01); G06Q 40/02 (2013.01); H04L 45/54 (2013.01);
Abstract

A system for allowing electronic payments through use of a unique proxy includes a first server, a first registration database and a first lookup database. The first server receives an electronic registration request message, including registration information of a first user, from a financial institution of the first user. The first registration database then copies a subset of the registration information, including a unique proxy of the first user, to the first lookup database as the first user's lookup information. When the first server receives an electronic proxy payment request message, including the unique proxy of the first user, from a financial institution of a second user, the first server looks up the first user's lookup information in the first lookup database on the basis of the unique proxy of the first user and transmits the first user's lookup information to the financial institution of the second user.


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