The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 24, 2021

Filed:

Mar. 04, 2020
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Ariana Poursartip, San Francisco, CA (US);

John Bryan Scott, San Francisco, CA (US);

Kevin Teh, San Francisco, CA (US);

Assignee:

SQUARE, INC., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06Q 20/20 (2013.01);
Abstract

In some examples, a system may receive, from a plurality of merchant devices associated with a plurality of merchants, transaction information of transactions performed between the plurality of merchants and a plurality of customers. The system may determine for a first merchant, based on the transaction information received from a first merchant device of the first merchant, one or more factors indicative of a business of the first merchant, and may compare the transaction information received from the plurality of merchant computing devices with the one or more factors determined for the first merchant to generate a custom financing offer for the first merchant. In addition, the system may send the custom financing offer to the first merchant device and, in response to an indication of acceptance of the custom financing offer, may send an instruction to provide a financed amount to an account of the first merchant.


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