The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 24, 2021
Filed:
May. 18, 2018
Uipco, Llc, San Antonio, TX (US);
Christine Catsifas, San Antonio, TX (US);
Meagan Trahan, San Antonio, TX (US);
Ingeborg Burch, San Antonio, TX (US);
Jeremy Michael Grant, San Antonio, TX (US);
Sara S. Galvin, Pacifica, CA (US);
Luke James Gradeless, San Antonio, TX (US);
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA), San Antonio, TX (US);
Abstract
Saving funds allows users to be prepared for emergencies and unexpected costs. In some embodiments, a text savings plan saves money by automatically identifying and transferring small amounts of money from a user's first account (e.g., checking account) to the user's second account (e.g., savings account, payee account). The text savings plan determines and transfers amounts based at least in part on the balance of the user's first account.