The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 24, 2021

Filed:

Mar. 12, 2020
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Ashish Bansal, San Ramon, CA (US);

Jonathan Stahlman, San Francisco, CA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 10/06 (2012.01); G06N 20/00 (2019.01); G06N 20/20 (2019.01); G06N 5/00 (2006.01); G06N 7/00 (2006.01); G06N 20/10 (2019.01); G06Q 40/00 (2012.01); G06F 15/76 (2006.01); G06N 5/02 (2006.01); G06N 3/02 (2006.01); G06N 5/04 (2006.01); G06N 3/04 (2006.01);
U.S. Cl.
CPC ...
G06Q 10/063 (2013.01); G06F 15/76 (2013.01); G06N 3/02 (2013.01); G06N 5/003 (2013.01); G06N 5/025 (2013.01); G06N 5/046 (2013.01); G06N 7/005 (2013.01); G06N 20/00 (2019.01); G06N 20/20 (2019.01); G06Q 10/0633 (2013.01); G06N 3/0445 (2013.01); G06N 3/0454 (2013.01); G06N 20/10 (2019.01); G06Q 40/12 (2013.12);
Abstract

An artificial intelligence system for communicating predicted hours of operation to a client device. The system may include a processor in communication with a client device and a database; and a storage medium storing instructions. When executed, the instructions in the storage medium configure the processor to: receive, from the client device, a request for hours of operation of a merchant, the request specifying a day of the week; obtain, from the database in response to the request, a set of credit card authorizations associated with the merchant; determine a selected day authorizations subset by selecting, from the set of credit card authorizations, credit card authorizations issued on the specified day of the week; generate a posted transaction array based on the selected day authorizations subset, the posted transaction array may include a plurality of time intervals and numbers of transactions for the time intervals; generate a predictions list based on the posted transaction array, the predictions list including the time intervals and prediction indications for the time intervals; and communicate the predictions list to the client device.


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