The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 17, 2021

Filed:

Apr. 18, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

John David Welsh, West Chester, PA (US);

Elliot Piatetsky, New York, NY (US);

Andrew Scott Humm, Mooresville, NC (US);

Dana Michele Meadows, Rehoboth Beach, DE (US);

Amy Heather DeLeon, Wilmington, DE (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/08 (2006.01); H04L 12/58 (2006.01); H04W 4/14 (2009.01); H04L 29/06 (2006.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04L 67/26 (2013.01); G06Q 20/401 (2013.01); H04L 51/046 (2013.01); H04L 51/38 (2013.01); H04L 63/1425 (2013.01); H04W 4/14 (2013.01);
Abstract

Aspects described herein relate a computer system detecting an unusual activity event from activity data and sending a two-way notification message to a wireless device when a user has opt-in for a mobile application. The two-way push notification message is received at a wireless device and notification information is displayed at the wireless device outside the mobile application. The user selects one of the displayed action buttons to indicate whether the unusual activity event is valid or invalid. When a response to the computer system indicates that the unusual activity is valid, the computer system clears the inquiry and sends a subsequent push notification message to the wireless device informing the user. When the response indicates that the unusual activity is invalid, the computer system and the wireless device may establish an interaction through the mobile application in order to resolve the unusual activity event.


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