The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 17, 2021

Filed:

Feb. 03, 2020
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Jeetendra Hukmichand Jain, Charlotte, NC (US);

Zeray Misgina Measho, Dallas, TX (US);

Frederick John Charles Venuk, Highland Village, TX (US);

Marianne Schaufele Craig, Oldsmar, FL (US);

James Harold Loney, Charlotte, NC (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 9/50 (2006.01); H04L 29/08 (2006.01); H04L 12/911 (2013.01); G06N 5/02 (2006.01);
U.S. Cl.
CPC ...
H04L 63/10 (2013.01); G06F 9/5011 (2013.01); G06N 5/025 (2013.01); H04L 47/827 (2013.01); H04L 67/141 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for authorization of resource allocation across an electronic network environment. The present invention is configured to receive a resource distribution request for distribution of resources from a resource distribution repository of a user to the first entity; retrieve one or more operational decision rules associated with the first entity; deny the distribution of resources from the resource distribution repository of the user to the first entity based on the operational rules; retrieve, from the resource distribution authorization database, at least one resource distribution decision matrix associated with the first entity; override the denial of the distribution of the resources from the resource distribution repository of the user to the first entity based on at least the resource distribution decision matrix; and initiate an execution of the distribution of resources associated with the resource distribution request.


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