The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 17, 2021
Filed:
Feb. 16, 2018
Equifax, Inc., Atlanta, GA (US);
Fidelity Information Services, Llc, Jacksonville, FL (US);
Richard Huffman, Roswell, GA (US);
Richard Michaelson, Shoreview, MN (US);
Ravindra Bijlani, Alpharetta, GA (US);
Shriram Salem, Cummings, GA (US);
Rob Harris, Jacksonville, FL (US);
Vivian Van Zyl, Atlanta, GA (US);
Helcio Cano, Peachtree Corners, GA (US);
Gaurav R. Khanna, Marietta, GA (US);
Esther Pigg, Duluth, GA (US);
Marty Romain, Oakdale, MN (US);
FIDELITY INFORMATION SERVICES, LLC, Jacksonville, FL (US);
EQUIFAX, INC., Atlanta, GA (US);
Abstract
The present disclosure involves systems and methods for identity authentication across multiple institutions using a trusted mobile device as a proxy for a user login. In one example, the operations include identifying a request to trust a particular user associated with a first entity in a digital ID network. A set of personally identifiable information (PII) associated with the user is obtained via the first entity and an identity verification (IDV)/fraud risk analysis is performed. In response to satisfying the analysis, instructions are transmitted to the user to verify the identity via a mobile trust application on an associated mobile device. Upon verification, the mobile device is bound to the user within the digital ID network along with a digital ID associated with the particular user. The digital ID can be used by other entities registered within the digital ID network to authenticate the user.