The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 17, 2021
Filed:
Aug. 30, 2018
Mastercard International Incorporated, Purchase, NY (US);
Bejoy Lucy Mathew, Dardenne Prairie, MO (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
The disclosure herein describes receiving, analyzing, and routing a transaction to a priority processing network based on routing rules. A transaction message associated with an electronic credit transaction is received, the transaction message including transaction data. Routing rules are accessed from a routing rules data store and at least one category of the electronic credit transaction is determined based on the transaction data. A routing score is calculated based on an application of the routing rules to the at least one category. Based on the calculated routing score, the transaction message is routed to a priority processing network, wherein processing the electronic credit transaction by the priority processing network includes a direct funds transfer between a payer account and a payee account. The described system provides flexible, efficient routing of transactions to the priority processing network for rapid processing based on the preference for or urgency of the transactions.