The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 10, 2021
Filed:
Aug. 21, 2018
Bank of America Corporation, Charlotte, NC (US);
Brandon Sloane, Santa Barbara, CA (US);
Michael Thomas Malarkey, Waxhaw, NC (US);
John Brian Costello, Long Beach, CA (US);
Brian Diederich, Simi Valley, CA (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Systems, computer program products, and methods are described herein for regulating exposure based secured access is presented. The present invention is configured to receive, from a user computing device, a request to access a network device to execute one or more actions, wherein the user computing device is associated with a payment token; receive information associated with the one or more actions, wherein the information comprises an exposure level; initiate an authorization module associated with the distributed network environment; determine, using the authorization module, a token amount to execute the one or more actions; automatically retrieve, from the user computing device, the token amount from the payment token; authorize the user computing device to access the network device to execute the one or more actions; and access and update a blockchain distributed ledger based on information associated with the request and subsequent authorization to access the network device.