The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 10, 2021
Filed:
Feb. 04, 2019
Mastercard International Incorporated, Purchase, NY (US);
Cristian Radu, Beauvechain, BE;
Anthony Steven Cooper, O'Fallon, MO (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
Methods, apparatus and systems for upgrading an untrusted channel to a trusted channel. In an embodiment, a verifier server computer receives a request to verify an untrusted channel address from a first service component that is associated with a Consumer identifier, retrieves a trusted channel address from a verifier database, and then generates a one-time password witness value. The verifier server computer then splits the one-time password witness value into a first portion and a second portion, and transmits the first portion to the first service component and transmits the second portion to the second service component. The process includes receiving a recomposed value from the first service component, splitting the recomposed value into a first recomposed value and a second recomposed value, generating a reverted one-time password value, determining that the reverted one-time password value equals the one-time password witness value, and then transmitting an authentication message to the first service component confirming authentication of the consumer enabling upgrading of the untrusted channel to a trusted channel.