The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 03, 2021
Filed:
Dec. 18, 2019
Visa International Service Association, San Francisco, CA (US);
Amitava Dutta, Lane Cove, AU;
April Pabale Vergara, Singapore, SG;
George Cherukara Joggy, Auckland, NZ;
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Abstract
A computer-implemented method is disclosed. The method includes using reverse geo-coding to determine user transaction locations for a user, determining a number of user transactions for the user that correspond to each of a plurality of statistical area levels, determining a subdivision of each of the plurality of statistical area levels that has the highest number of domestic card present transactions for the user, identifying an effective area of influence (EAI) for the user, based on a determination of a statistical area level that has the highest number of domestic card present transactions for the user, and accessing geographically classified statistics from public data sources related to one or more of the plurality of the statistical area levels. A location based market recommendation is generated based on the geographically classified statistics and the effective area of influence.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile