The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 03, 2021

Filed:

May. 20, 2019
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

Michael John Cowen, London, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/38 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/351 (2013.01); G06Q 20/409 (2013.01);
Abstract

A method for a tokenisation service provider (TSP) to generate tokenised card numbers tPANs associated with real card numbers PANs for digital payment transactions, and a processor configured to perform the method are provided. The method comprises a TSP processor: receiving from a card issuer processor a request to generate one or more tokenised card numbers tPAN; generating and recording one or more tokenised card numbers tPAN, wherein the one or more tPANis/are not associated with a real card number PAN; receiving a real card number PANfrom the card issuer processor; and recording the mapping of the real card number PANto a tokenised card number tPANin a tokenisation service provider database. A method for a card issuer to provide tokenised card numbers tPANs associated with real card numbers PANs for digital payment transactions, and a processor configured to perform the method are also provided.


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