The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 27, 2021

Filed:

Mar. 24, 2017
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Mike Duke, Charlotte, NC (US);

Kourtney Eidam, Charlotte, NC (US);

Ross Goddard, Charlotte, NC (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/32 (2013.01); H04L 29/06 (2006.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06F 21/316 (2013.01); G06F 21/32 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/40145 (2013.01); H04L 63/0861 (2013.01); H04L 63/102 (2013.01); H04L 2463/082 (2013.01);
Abstract

Systems and methods for multifactor authentication are disclosed. One illustrative system described herein includes: a network interface; and a processor coupled to the network interface and configured to: begin a transaction to allow a user to access a secure resource; receive, via the network interface, user data from a mobile device, the user data comprising behavior data associated with the user; compare one or more parameters of the behavior data to expected parameters; and if the parameters are within a required range, allow access to the secure resource; or if the parameters are outside of the required range, restrict access to the secure resource.


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