The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 27, 2021

Filed:

Jul. 18, 2019
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Edward J. Landers, Lafayette, CA (US);

Byron G. Chun, Daly City, CA (US);

Samuel B. Martin, San Francisco, CA (US);

Michael H. Chang, Millbrae, CA (US);

Abhijit Rao, Irvine, CA (US);

Traci H. Nguyen, San Francisco, CA (US);

Douglas S. Pelton, Richmond, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07F 17/32 (2006.01); A63F 13/40 (2014.01); A63F 13/75 (2014.01); G06Q 40/02 (2012.01); A63F 13/335 (2014.01);
U.S. Cl.
CPC ...
A63F 13/40 (2014.09); A63F 13/335 (2014.09); A63F 13/75 (2014.09); G06Q 40/025 (2013.01);
Abstract

A system includes at least one hardware processor in communication with a user computing device associated with a user and a memory storing instructions. When executed by the at least one hardware processor, the instructions cause the at least one hardware processor to perform operations including receiving gaming behavior data associated with the user playing a computer game on the user computing device, the gaming behavior data includes one or more of session-based behavior data, game-selection behavior data, and ancillary gaming behavior data, determining a first trait of the user based on the gaming behavior data, and automatically computing a financial risk factor associated with the user based on the determined first trait.


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