The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 20, 2021

Filed:

Jun. 17, 2016
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Kelvan Howard, San Francisco, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/28 (2012.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/10 (2012.01); G06Q 50/12 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/28 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/367 (2013.01); G06Q 20/3678 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/102 (2013.01); G06Q 20/322 (2013.01); G06Q 50/12 (2013.01);
Abstract

Described herein is a system for generating a master token to be associated with a set of tokens. In some embodiments, a number of tokens may be obtained by a communication device, which may be provided to a primary authorization computer. The primary authorization computer may generate a master token to be associated with each of those tokens. When the master token is used to complete a transaction, an authorization request may be received by the primary authorization computer that includes the master token. Upon receiving this, the primary authorization computer may obtain approval from a number of secondary authorization computers associated with the tokens, and may generate an authorization response based on those approvals.


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