The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 20, 2021

Filed:

Oct. 17, 2016
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Mohammad Al-Bedaiwi, Round Rock, TX (US);

Meredith Altenhofen, San Francisco, CA (US);

Jason Blackhurst, San Francisco, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04W 4/80 (2018.01); H04W 12/08 (2021.01); H04L 29/06 (2006.01); G06Q 20/38 (2012.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/385 (2013.01); H04L 63/102 (2013.01); H04L 67/20 (2013.01); H04L 67/306 (2013.01); H04L 67/42 (2013.01); H04W 4/80 (2018.02); H04W 12/08 (2013.01); H04L 67/10 (2013.01);
Abstract

A user can request provisioning of account information for an account to a plurality of resource providing entities. The account may be a new or existing account issued by an authorization computer. The authorization computer may prompt the user to select one or more resource providing entities to which to provision a token associated with the account. Processor server computer may then tokenize the account information associated with the account by determining a token for each resource providing entity selected by the user. In some cases, a token may be provisioned to an already existing account or profile (e.g., account on file) associated with a resource providing entity. In other cases, an account or profile associated with a resource providing entity may not yet exist and thus may be created before a token may be provisioned. Subsequently, the user may utilize provisioned tokens to conduct transactions.


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