The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 20, 2021
Filed:
May. 11, 2018
Blueowl, Llc, Bloomington, IL (US);
Kayla Drozd, San Francisco, CA (US);
BlueOwl, LLC, San Francisco, CA (US);
Abstract
A method of utilizing opportunity gain for personal enrichment of a user including receiving a selection of a personal enrichment goal (e.g., buying a vehicle or home, traveling, saving for retirement). The method also includes monitoring a routine of the user that includes an activity (e.g., daily commute, shopping, eating habits), and an amount of the personal commodity (e.g., money) is used when the user performs the activity. An average amount of the personal commodity used to perform the activity in the past is determined, and an excess amount of the personal commodity generated when the user deviates from the routine is determined. The excess amount of the personal commodity is determined as a function of the average amount and the amount of the personal commodity. The user may be notified that the excess amount of the personal commodity may be applied to achievement of the personal enrichment goal.