The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 20, 2021

Filed:

Jun. 03, 2016
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Kelvan Howard, San Francisco, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 21/41 (2013.01); H04W 4/50 (2018.01); H04W 12/06 (2021.01); G06F 8/65 (2018.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06F 21/41 (2013.01); H04L 63/0853 (2013.01); H04W 4/50 (2018.02); H04W 12/068 (2021.01); G06F 8/65 (2013.01); G06Q 20/3821 (2013.01); H04L 63/0876 (2013.01);
Abstract

A system for generating subtokens and/or sets of protocols to be provided to connected devices for use in subsequent transactions is disclosed. A mobile device identifies one or more connected devices via a discovery process. The mobile device may receive transaction information related to transactions to be conducted by the connected devices. The mobile device may, in some cases by communicating with a processing server, identify a parent token and/or a set of protocols related to the transaction information/connected device. The mobile device may subsequently generate a subtoken derived from the parent token based on the set of protocols. The subtoken and/or the set of protocols may be provided to a connected device, which may subsequently conduct a transaction using the subtoken and/or the set of protocols.


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