The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 13, 2021

Filed:

Nov. 12, 2019
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Walter Avery Miller, Glen Allen, VA (US);

Jason E. Ferrell, Glen Allen, VA (US);

Troy Alan Dye, Richmond, VA (US);

Robert A. Martin, Glen Allen, VA (US);

Jordan Fischer, Evanston, IL (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); H04L 29/06 (2006.01); H04L 9/06 (2006.01); G06Q 20/42 (2012.01); G06Q 20/10 (2012.01); G06Q 20/36 (2012.01); G06Q 30/02 (2012.01); G06Q 40/02 (2012.01); G06Q 50/00 (2012.01); G06N 20/00 (2019.01); G06F 16/23 (2019.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/223 (2013.01); G06F 16/2379 (2019.01); G06N 20/00 (2019.01); G06Q 20/108 (2013.01); G06Q 20/34 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3676 (2013.01); G06Q 20/382 (2013.01); G06Q 20/405 (2013.01); G06Q 20/42 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0233 (2013.01); G06Q 30/0236 (2013.01); G06Q 40/02 (2013.01); G06Q 50/01 (2013.01); H04L 9/0637 (2013.01); H04L 63/0853 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems and methods for P2P transaction functionality include payment collection from a third party source. A system includes at least one processor and a storage medium storing instructions that, when executed by the one or more processors, cause the at least one processor to perform operations including receiving transaction information from a vendor where a card was used and analyzing the transaction information. The operations also include sending one or more requests for repayment to one or more P2P service systems, receiving repayment information, regarding one or more repayments, from the one or more P2P service systems and, based on the repayment information, applying the one or more repayments to the transaction performed on the card.


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