The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 06, 2021
Filed:
Sep. 19, 2016
Paypal, Inc., San Jose, CA (US);
Harith Al Anbari, San Jose, CA (US);
Laura Wong, San Jose, CA (US);
Hemal Doshi, San Jose, CA (US);
Shriram Sundaravalli, San Jose, CA (US);
Yaeli Cohen, San Jose, CA (US);
Novalina Nursalim, San Jose, CA (US);
PAYPAL, INC., San Jose, CA (US);
Abstract
There are provided systems and methods for risk analysis for fraud detection for electronic transaction processing flows. An entity, such as a user, business, or other personal or commercial entity, may interact with another entity in order to engage in a transaction, for example, a purchase, transfer, or other transaction process. The first entity may utilize a service provider to engage in transaction processing, which may provide multiple flows that govern the features provided to the entities. Such features may include fees required for transaction processing. In order to ensure that the entities do not fraudulently choose a flow type that decreases or cancels fees due, or does not provide certain protections to other parties, a risk analysis of the transaction and the account may be executed based on accessible historical data and identifiers. Thus, the entities may automatically be entered to one flow over another based on the risk analysis.