The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 29, 2021

Filed:

Oct. 27, 2017
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Peter Ho, Walnut Creek, CA (US);

Robin Lo, San Francisco, CA (US);

Lisa M. Schur, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06Q 20/40 (2012.01); G06Q 20/24 (2012.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06Q 20/24 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/4014 (2013.01);
Abstract

A secured credit provider computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a secured credit product application from an applicant, transmit a passcode message to the applicant, receive a confirmation message of collateral deposited into a collateral escrow account from an escrow account provider computing system, and issue a secured credit product to the applicant.


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