The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 29, 2021
Filed:
Apr. 24, 2019
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Jackie O. Jordan, II, Bloomington, IL (US);
John Donovan, Bloomington, IL (US);
David Turrentine, Bloomington, IL (US);
Torri Wollenschlager, Bloomington, IL (US);
Bryan R. Nussbaum, Bloomington, IL (US);
Deanna Stockweather, Normal, IL (US);
Jeffrey W. Stoiber, Bloomington, IL (US);
Kerstin Markwardt, Phoenix, AZ (US);
Gail L. Carlson, Bloomington, IL (US);
Kyle C. Schiebel, Bloomington, IL (US);
Troy Winslow, Bloomington, IL (US);
Joseph P. Harr, Bloomington, IL (US);
Ellakate Wagner, Bloomnington, IL (US);
Michael Harris, Jr., Normal, IL (US);
Jennylind Sun, Bloomington, IL (US);
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US);
Abstract
Methods and systems for automatically mitigating risks of damage caused by the breaking of a circuit are provided. A smart home controller and/or insurance provider remote processor may analyze data received from a smart device disposed on, within, or proximate to a property associated with monitoring the flow of electricity. If it is determined that a risk of damage due to the flow of electricity being cut off repeatedly exists, the smart home controller or remote processor may automatically generate a repair request to schedule a repair event that mitigates the risks. The smart home controller may transmit information about the risks to a homeowner and/or an insurance provider. The insurance provider remote processor may interpret the transmitted data and perform insurance activities, such as providing a discount or premium, and/or adjusting an insurance policy associated with the property based upon the insured property being equipped with risk mitigation functionality.