The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 15, 2021

Filed:

Dec. 30, 2019
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Chemere Davis, Pineville, NC (US);

Andrew J. Garner, IV, State Road, NC (US);

Bryan D. Hall, Charlotte, NC (US);

H. Brock Kolls, Alpharetta, GA (US);

Nicola A. Maiorana, Charlotte, NC (US);

Ximing Zhao, Charlotte, NC (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 16/2455 (2019.01); G06F 21/45 (2013.01);
U.S. Cl.
CPC ...
H04L 63/06 (2013.01); G06F 16/2455 (2019.01); G06F 21/45 (2013.01); H04L 63/08 (2013.01); H04L 63/105 (2013.01); H04L 63/1433 (2013.01);
Abstract

A computing system includes a network circuit enabling the computing system to exchange information over a network, a customer database storing information pertaining to various user accounts pertaining to a plurality of users, and a risk assessment circuit. The risk assessment circuit is configured search at least one data source to identify a user attribute, determine that the user attribute bears a relationship to a first security credential that is either associated with or potentially associated with a user account, generate a security prompt responsive to the determination, and transmit the security prompt to a user computing device associated with the user.


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