The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 15, 2021
Filed:
May. 22, 2019
Mona Holdings, Llc, Morris Plains, NJ (US);
Snezhana Malkin, Morris Plains, NJ (US);
MONA HOLDINGS, LLC, White Plains, NJ (US);
Abstract
Disclosed is a computer-implemented method (and corresponding system and program product) that includes identifying, by a data processing system associated with a financial institution that is a party to an electronic financial transaction (EFT), an end of the EFT; based on the identifying, collecting, by the data processing system, all communications into and out of the financial institution relating to the EFT required to be accessible during a retention period for regulatory compliance, resulting in collected communications; storing, by the data processing system, the collected communications such that the collected communications are immutable during the retention period, resulting in stored communications; and making, by the data processing system, the stored communications available for queries during the retention period on a per-transaction basis.