The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 15, 2021
Filed:
Jul. 30, 2018
Bank of America Corporation, Charlotte, NC (US);
Sandeep Chauhan, Hyderabad, IN;
Ravi Kumar Kesani, Hyderabad, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
An apparatus includes a memory and a hardware processor. The memory stores security credentials of a user. The hardware processor receives a first message indicating that the user initiated a transaction through a television and in response to receiving the first message, loads an application. The hardware processor also authenticates the user through the application using the security credentials of the user, extracts, from the first message, a price and an identification of a merchant of the transaction, and initiates, through the application, a payment of the price to the merchant.