The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 08, 2021
Filed:
Feb. 23, 2017
International Business Machines Corporation, Armonk, NY (US);
Gregory J. Boss, Saginaw, MI (US);
Wouter Denayer, Merelbeke, BE;
Rick A. Hamilton, II, Charlottesville, VA (US);
Ninad D. Sathaye, Pune, IN;
INTERNATIONAL BUSINESS MACHINES CORPORATION, Armonk, NY (US);
Abstract
Systems and methods for cognitive mobile wallet management are disclosed. In embodiments, a method comprises: obtaining, by a computing device, user contextual data; determining, by the computing device, a potential user purchase and an associated purchase category; and dynamically determining, by the computing device, a flexible spending rule for the purchase category based on one or more stored spending rules and the contextual data, wherein the flexible spending rule changes an amount of currency available to a user through the computing device.