The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 01, 2021

Filed:

Sep. 05, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Amitava Dutta, Sydney, AU;

April Pabale Vergara, Singapore, SG;

Abhisek Ghosh, Singapore, SG;

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 40/02 (2012.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 30/0201 (2013.01); G06N 20/00 (2019.01); G06Q 30/0224 (2013.01); G06Q 40/02 (2013.01);
Abstract

A first plurality of consumers having a target event is identified. A first dataset and a second dataset for the first plurality of consumers are received. The first dataset comprises first transaction card data for each consumer in the first plurality of consumers for a first time period, where the first time period is prior to the target event. The second dataset comprises second transaction card data for each consumer in the first plurality of consumers during a second time period, where the second time period is after the target event. A first score for each consumer is calculated using the first transaction card data and a second score for each consumer is calculated using the second transaction card data. The first score is compared to the second score for each consumer. In response to a determination that the second score is a threshold lower than the first score, one or more consumers are identified as high dormancy risk.


Find Patent Forward Citations

Dutta, Amitava. (2021). Systems, methods, and apparatuses for identifying dormancy risk (U.S. Patent No. 11023907). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11023907

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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