The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 25, 2021
Filed:
Jan. 03, 2019
Coupa Software Incorporated, San Mateo, CA (US);
Scott Harris, Menlo Park, CA (US);
Ahmad Sadeddin, San Francisco, CA (US);
Maggie Mae Joy, Crownsville, MD (US);
Joshua Danielson, San Francisco, CA (US);
Coupa Software Incorporated, San Mateo, CA (US);
Abstract
A fraud detection system for detecting fraudulent acts related to account takeover in digital transactions is disclosed. In some embodiments, the fraud detection system is programmed to detect occurrences of triggering events for account takeover fraud. The triggering events generally include changes related to the taken-over account, such access patterns, account data, or linked transactional data. In response to detecting the occurrence of one triggering event, the fraud detection system is programmed to determine whether the triggering event corresponds to potential fraud by analyzing historical triggering events and triggering events involving similar accounts. In response to identifying potential fraud, the fraud detection system is programmed to send a notification of the potential fraud to a device associated with the taken-over account before the triggering event or a device associated with an affected account engaged in a transaction with the taken-over account. The fraud detection system can also be programmed to suspend or postpone the transaction.