The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 25, 2021
Filed:
Nov. 15, 2016
Wells Fargo Bank, N.a., San Francisco, CA (US);
Michael Chang, Millbrae, CA (US);
John Chuprevich, Davidson, NC (US);
Kevin R. Cieslak, Novato, CA (US);
Christopher P. Clausen, Novato, CA (US);
Jeffrey A. Cornman, San Francisco, CA (US);
Samuel Downing, Oakland, CA (US);
Bryan Hall, Charlotte, NC (US);
Julio Jiron, San Bruno, CA (US);
Bryan Kroll, San Mateo, CA (US);
Samuel Martin, San Francisco, CA (US);
Traci Nguyen, San Francisco, CA (US);
Virginia Randle, Tega Cay, SC (US);
Priyamvada Singh, San Francisco, CA (US);
Darrell L. Suen, San Ramon, CA (US);
Kenneth L. Wright, Charlotte, NC (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Methods and systems of authenticating a user based on an event, such as a natural disaster, a gathering of people, and mass activities of people. The method comprises recognizing, by a financial institution computing system, an event; receiving, by the financial institution computing system, a transaction request of a user; determining, by the financial institution computing system, that the user is associated with the recognized event; adjusting, by the financial institution computing system, authentication rules for the user; and processing, by the financial institution computing system, the transaction request for the user based on the adjusted authentication rules.