The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 11, 2021
Filed:
Apr. 27, 2017
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Elizabeth Flowers, Bloomington, IL (US);
Puneit Dua, Bloomington, IL (US);
Alan Zwilling, Downs, IL (US);
Adam Mattingly, Normal, IL (US);
Melissa Attig, Bloomington, IL (US);
Reena Batra, Alpharetta, GA (US);
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Abstract
Techniques are disclosed utilizing cognitive computing to improve banking experiences. A user's financial account(s) and location may be monitored to determine that a user is near an asset that is listed for sale. The techniques disclosed include receiving multiple locations for a user's mobile device over a period of time and determining when the mobile device is within a predetermined threshold distance of the asset listed for sale. The techniques include building a financial profile for the user based upon financial information for the user. The financial profile may be used to determine a loan to offer to the user for purchasing the asset listed for sale based upon the financial profile.