The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 11, 2021

Filed:

Feb. 06, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Sunpreet Arora, San Mateo, CA (US);

Lacey Best-Rowden, San Mateo, CA (US);

Kim Wagner, Sunnyvale, CA (US);

Saman Sarraf, Belmont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/34 (2012.01); G06K 19/07 (2006.01); G06Q 20/04 (2012.01); G07C 9/21 (2020.01); G07C 9/25 (2020.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06K 19/0718 (2013.01); G06Q 20/04 (2013.01); G06Q 20/341 (2013.01); G07C 9/21 (2020.01); G07C 9/25 (2020.01);
Abstract

A method and system of using a vehicle mounted camera device to authenticate a user during an interaction is disclosed. The method includes receiving interaction data regarding an interaction between a user operating a communication device and an access device, the user being near other candidate users. The method then includes determining one or more match indicators, the match indicators generated by comparing different sample biometric templates of the user with different enrolled biometric templates. At least one of the different biometric sample templates may be an image-based biometric template and at least one may be a voice print biometric template. Then the method includes identifying the user based on at least the match indicator associated with the voice print biometric template. The method then includes, if the match indicators are positive match indicators, initiating a process on behalf of the user.


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