The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 11, 2021

Filed:

Jun. 21, 2018
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Taurean Butler, Brooklyn, NY (US);

Christine Berglund, Brooklyn, NY (US);

Adam Vukich, Alexandria, VA (US);

Jessica Greenberg, New York, NY (US);

Colin Hart, Arlington, VA (US);

Mykhaylo Bulgakov, Arlington, VA (US);

Jason Ji, Reston, VA (US);

Kaylyn Gibilterra, New York, NY (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04W 4/02 (2018.01); H04W 4/021 (2018.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06Q 20/36 (2013.01); G06Q 20/385 (2013.01); H04W 4/021 (2013.01);
Abstract

A method for providing a gift includes receiving gift information from a first computing device. The gift information includes a maximum gift amount, a gift recipient, and a gifter financial account and gift redemption information. The method includes generating a tokenized PAN associated with the gifter financial account, identifying a second computing device associated with the gift recipient, determining one or more gift redemption locations and receiving gift recipient location data. The method includes determining that the second computing device has entered a gift-eligible location based on the gift recipient location data and the one or more redemption locations and transmitting data indicative of a gift for display by the second computing device. The method further includes outputting an instruction to debit the gifter financial account with an amount of money in response to determining that a transaction has been executed using the tokenized PAN at the gift-eligible location.


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