The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 04, 2021
Filed:
Oct. 31, 2017
Microsoft Technology Licensing, Llc, Redmond, WA (US);
Matthias Bernard Pisut, IV, Issaquah, WA (US);
Malcolm Erik Pearson, Kirkland, WA (US);
Microsoft Technology Licensing, LLC, Redmond, WA (US);
Abstract
Conversations between an intelligent, machine-based chat bot and a user of a website or an application support a computing paradigm called Conversation as a Platform (CaaP) to dynamically generate payment agreements that enable asynchronous actions to be performed for e-commerce transactions which the user may use to confirm the transaction, change the terms (e.g., payment method, ship-to address, shipping method, etc.), or cancel the transaction. Upon opt-in by the user to the payment agreement, a cloud-based wallet provider gives a payment credential URL (Uniform Resource Locator) to the chat bot provider that is called to receive an actual payment credential, and which may also be used for subsequent transactions.