The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 04, 2021

Filed:

Jul. 12, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Guangyu Wang, Foster City, CA (US);

Kebin Lu, Foster City, CA (US);

Sang Hwang, Foster City, CA (US);

Debesh Kumar, Foster City, CA (US);

Preeti Jindal, Foster City, CA (US);

Lawson Lau, Foster City, CA (US);

Melissa Lawu Tran, Foster City, CA (US);

Japneet Kaur Giglio, San Francisco, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 40/00 (2012.01); G06N 20/00 (2019.01); G06N 7/00 (2006.01); G06N 5/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06N 5/003 (2013.01); G06N 7/005 (2013.01); G06N 20/00 (2019.01); G06Q 40/12 (2013.12);
Abstract

Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.


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