The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 27, 2021

Filed:

May. 11, 2020
Applicant:

Hartford Fire Insurance Company, Hartford, CT (US);

Inventors:

Alex M. Carges, West Hartford, CT (US);

Anna M. Martinez, Avon, CT (US);

Robert A. Schenkel, West Hartford, CT (US);

Michael O. Wardle, Frankfort, NY (US);

Assignee:

HARTFORD FIRE INSURANCE COMPANY, Hartford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/08 (2012.01); G06F 16/2458 (2019.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06F 16/2465 (2019.01);
Abstract

Systems, methods, apparatus, computer program code and means to improve dynamic data processing associated with one or more automated rating applications are provided. In some embodiments, an apparatus may include a communication device to receive a business type and a business location. The apparatus may also include a business owner's policy coverage or standalone general liability coverage platform to query a rating database, the query resulting in at least a first price for an entity. The apparatus may further include a professional liability coverage platform operating in parallel with a business owner's platform.


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