The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 13, 2021
Filed:
Oct. 05, 2018
Applicant:
Equifax Inc., Atlanta, GA (US);
Inventors:
Matthew Turner, Cumming, GA (US);
Michael McBurnett, Cumming, GA (US);
Assignee:
EQUIFAX INC., Atlanta, GA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 20/00 (2019.01); G06N 3/08 (2006.01); G06F 17/18 (2006.01); G06Q 40/02 (2012.01); G06Q 40/08 (2012.01); G06N 3/04 (2006.01); G06N 7/00 (2006.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
G06N 3/084 (2013.01); G06F 17/18 (2013.01); G06N 3/04 (2013.01); G06N 3/082 (2013.01); G06N 7/005 (2013.01); G06N 20/00 (2019.01); G06Q 40/00 (2013.01); G06Q 40/025 (2013.01); G06Q 40/08 (2013.01);
Abstract
Certain embodiments involve generating or optimizing a neural network for risk assessment. The neural network can be generated using a relationship between various predictor variables and an outcome (e.g., a condition's presence or absence). The neural network can be used both for accurately determining risk indicators or other outputs using predictor variables and for determining adverse action codes explaining the predictor variables' effect or an amount of impact on the risk indicator.