The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 06, 2021

Filed:

Jun. 01, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Dharmender Kumar Satija, Rye Brook, NY (US);

Eren Kursun, New York, NY (US);

Andrew DongHo Kim, Glendale, AZ (US);

Scott Anderson Sims, Tega Cay, SC (US);

Craig D. Widmann, Chandler, AZ (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 12/725 (2013.01); H04L 12/707 (2013.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
H04L 63/102 (2013.01); G06F 21/31 (2013.01); H04L 45/22 (2013.01); H04L 45/308 (2013.01); H04L 63/08 (2013.01); H04L 63/1491 (2013.01);
Abstract

A system and method for providing an alternate treatment for an interaction with unauthorized users is provided. The system receives a request from a user to access information and further receives an authentication credential from the user, wherein the authentication credential is received from one or more user computer systems. The system determines that the user is an unauthorized user based on the authentication credential, and in response, provides an alternate treatment to the unauthorized user. Unauthorized user information is captured from the unauthorized user based on the alternate treatment; and used to generate a unique user identification profile for the unauthorized user. User profiles are further categorized for efficient application of additional alternate treatments.


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