The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 06, 2021

Filed:

Jun. 07, 2017
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Eric Le Saint, Los Altos, CA (US);

Yue Chen, Mountain View, CA (US);

Marc Kekicheff, Foster City, CA (US);

Dominique Fedronic, Belmont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 9/08 (2006.01); H04L 9/14 (2006.01); H04W 12/041 (2021.01); H04W 12/069 (2021.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01); H04W 4/80 (2018.01);
U.S. Cl.
CPC ...
H04L 9/0827 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3829 (2013.01); H04L 9/0861 (2013.01); H04L 9/14 (2013.01); H04L 63/0428 (2013.01); H04L 63/061 (2013.01); H04L 63/08 (2013.01); H04L 63/102 (2013.01); H04L 63/107 (2013.01); H04W 12/041 (2021.01); H04W 12/069 (2021.01); H04W 4/80 (2018.02);
Abstract

Techniques are provided to generate a secure communication for use in a transaction. In some embodiments, a user device is provided a first set of encryption keys associated with one or more authorizing entities. The user device may, prior to or during a transaction, receive one or more second encryption keys related to a second party to the transaction. In some embodiments, the one or more second encryption keys may be provided to the user device via a local communication means. Once the user device has been provided with transaction details, it may generate a transaction request using the multiple encryption keys that it has been provided, such that portions of the message are encrypted using different encryption keys.


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