The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 06, 2021

Filed:

Jan. 27, 2017
Applicant:

Square, Inc., San Francisco, CA (US);

Inventor:

David Terra, San Francisco, CA (US);

Assignee:

Square, Inc., San Francisco, CA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06K 7/00 (2006.01); G06F 12/02 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/341 (2013.01); G06F 12/0215 (2013.01); G06K 7/0004 (2013.01); G06K 7/0013 (2013.01); G06Q 20/353 (2013.01); G06Q 20/356 (2013.01); G06Q 20/3552 (2013.01);
Abstract

A payment terminal such as a payment reader may receive and form electrical connections with an electronic transaction card such as an EMV chip card. The payment terminal may provide power to the electronic transaction card and engage in communications with the electronic transaction card. Based on information received from the electronic transaction card, the payment terminal may predict the locations of data objects that must be accessed in order to process transactions. The data objects may be accessed based on the predictions and the transaction may be processed.


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