The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 30, 2021

Filed:

Oct. 07, 2016
Applicant:

Diebold, Incorporated, North Canton, OH (US);

Inventors:

Brian Block, North Canton, OH (US);

Sergio de Olveira, Massillon, OH (US);

Alex Klein, Cuyahoga Falls, OH (US);

Matt Zaugg, Munroe Falls, OH (US);

Scott Dailey, Ann Arbor, MI (US);

Eric Maibach, North Canton, OH (US);

Stefan Bradstreet, North Canton, OH (US);

Scott Witzke, North Canton, OH (US);

Caleb Widmer, North Canton, OH (US);

Shawn Reynolds, North Canton, OH (US);

Assignee:

Diebold Nixdorf, Incorporated, North Canton, OH (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G07F 19/00 (2006.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/1085 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/40145 (2013.01); G07F 19/206 (2013.01);
Abstract

A cash-dispensing banking terminal has a housing, a transmitter, a receiver, a cash dispenser, and a processor to control the cash dispenser. A pre-created transaction request was earlier created with a mobile device before a banking customer and the mobile device arrive at the cash-dispensing banking terminal. A remote computing device authenticates and authorizes the transaction request before the customer and the mobile device arrive at the cash-dispensing banking terminal. When the transaction is authenticated and authorized, a remote computer generates an executable transaction request and generates and sends a transaction identifier associated with an executable transaction request to the mobile device. The receiver receives the transaction identifier from the mobile device, when the customer is at the banking terminal. The remote computer and/or other devices verify the transaction identifier is valid. The banking terminal performs the transaction request while the customer is at the banking terminal.


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