The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 23, 2021
Filed:
Dec. 22, 2017
Applicants:
Peter Rhee, San Mateo, CA (US);
Edmar Soriano, Newark, CA (US);
Alexander Campbell, Daly City, CA (US);
Inventors:
Peter Rhee, San Mateo, CA (US);
Edmar Soriano, Newark, CA (US);
Alexander Campbell, Daly City, CA (US);
Assignee:
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 20/02 (2012.01); G06Q 20/34 (2012.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0238 (2013.01); G06Q 20/023 (2013.01); G06Q 20/346 (2013.01); G06Q 20/3433 (2013.01); G06Q 20/204 (2013.01);
Abstract
A system of servers and algorithms allows merchants to award value to a customer when certain criteria have been met, such as buy $100 worth of clothing and get a $20 credit toward a future purchase. Unlike a gift card, the funding for the award is held by the merchant until the award is used, at which time the award funds are transferred to the user's designated account, such as an open loop credit or debit card.